Pricing for control
Simple pricing for clear money work
Start with a 14-day free trial. The monthly prices below apply to UK limited companies, personal tax, and sole traders.
Bank-first records for your company and your personal tax, kept separate in the app.
Public beta: no live filing to HMRC yet
xontax is in development. You can connect your bank, review categories, and use AI suggestions. Sending tax returns to HMRC is not available yet, but we are working on it.
Please share as much feedback as you can to help us make xontax better.
Limited company
A spouse or civil partner who needs their own Self Assessment is billed as an additional director.
Sole trader
- £10/month · Self Assessment
- £15/month · Self Assessment + VAT
For self-employed and landlords who want bank-first sorting and clear review steps.
How pricing works
14-day free trial included. After the trial, pay monthly — cancel any time.
xontax turns bank lines into choices you can read and change.
Less spreadsheet glue and less year-end panic, without giving up control.
What’s included
Bank-first
Connect your bank; real lines stay the starting point for every choice.
Categories with reasons
AI suggests categories with short explanations you can check.
You can change anything
Fix mistakes before they affect your figures or tax.
Receipts and documents
Keep evidence next to the choices you made.
Know what you might be missing
The AI Accountant surfaces patterns, allowances, and reliefs — with links to official sources — before the moment passes.
Year-round, not year-end panic
Visibility that runs all year. Not an accountant who appears in January, files, and disappears.
Who it’s for
Limited companies and directors
Separate company records in the app; VAT and company money where we support it, with personal tax on its own switch.
Sole traders who want control
Real bank lines first; AI suggests, you say yes or no; no mystery automation.
Landlords with ongoing transactions
Rent and costs keep landing; the app helps you stay tidy month by month.
People tired of spreadsheets
Fewer manual tabs; each change ties back to your bank feed.
People done paying for compliance without advice
Paying £1–3k a year for someone to file and stay silent? xontax replaces the reactive, compliance-only part.
Value vs alternatives
The compliance-only accountant
£1,000–£3,000/year to file and stay silent. xontax replaces the silent eleven months with year-round visibility and proactive flag-raising.
Spreadsheets
Flexible, but easy to break. xontax keeps bank truth in one place.
Older small-business software
Often built for accountants first. xontax is bank-first with plain explanations.
Trust + control reassurance
Bank-first
Your statement lines stay fixed; every change traces back.
AI explains itself
Suggestions include readable reasoning you can check.
You stay in control
Change suggestions before they affect your records. No silent filing.
Common questions
Is xontax right for me?
If you run a UK small business and want bank-first sorting with clear review steps, including limited companies, join the beta and try your own data.
How does the free trial work?
Start with a 14-day free trial with full access. After 14 days, choose your plan — sole trader from £10/month, limited company from £15/month (includes your director's tax return free). Cancel any time before the trial ends and you won't be charged.
Do I still need an accountant?
Maybe less for routine work. You stay in charge; bring help when you need it.
Can I review everything before filing?
Yes. See each suggestion and fix what is wrong before it affects your figures. When in-app HMRC sending launches, you will confirm every send.
What happens if AI gets something wrong?
Change it. Everything still ties back to your bank lines.
Does this work for MTD 2026?
Yes for Income Tax MTD from April 2026 for many sole traders and landlords, and we align with Making Tax Digital style prep for company VAT too. See the notice on this page for HMRC sending from the app.
What if I currently use spreadsheets or another tool?
Many people run both when starting out. xontax cuts repeat typing and keeps a straight line from bank to your figures.
Want more detail? The full FAQ covers money-saving ideas, what to expect in beta, and day-to-day use.
Read FAQReady to start?
Start from your bank feed
Connect your bank, read short AI reasons, fix what is wrong, then send tax only when you choose.
Plain explanations, bank truth first, and you on the send button.